Rui-Long Monico - Geneva // USA Conexion

So you are now a proud senior of your local high school. You have been bullying nerds, banging freshmen cheerleaders and doing keg-stand all year long and it's almost graduation. You have been accepted to the college of your dream, maybe even an Ivy League University, but you got a problem: dad drank your college money into Jack Daniel's because mom doesn't want to spread her legs no mo'.

Or maybe you are already a college student and you have taken a loan for your studies. Everything seemed great until you realised that you spent most of your borrowed money into parking permits, fraternity fees, DWIs or abortions. Your banker is getting pissed off while you see your debts increasing exponentially.

Don't worry about anything anymore, I'm gonna back you up. Down my street lives my uncle Giovanni. He is such a nice person that he will lend you money no matter how bad your credit is. The counterpart is a small percentage (usually around 20%) of this amount of money that you will have to pay him back every month. Sounds like a good deal right? And by the way my uncle Giovanni doesn't accept late payments, he gets really irritated and often sends someone to go break your legs. But you are not the type of person that would miss a payment, right?

Of course for those of you that don't live down my street and that would be hard to reach my uncle Giovanni, I couple of website that could help you out:

http://www.nextstudent.com/
http://www.nextstudent.com/consolidation_loans/consolidat...

http://www.finaid.org/loans/consolidation.phtml

http://www.studentloanconsolidator.com/

http://www.loanconsolidation.edu.gov

As a students, getting loans, and establishing credit is a big part of going to college and entering your adult life. Few people can afford to pay for school out of their own pockets, so getting a loan is an important step. However, after a while, consolidating your loans is something good to look at. You can save a lot of money by consolidating your loans. As you pay for your current loan, you get points torwards your credit report, as your credit report get's better, you can get better rates, and therefore save money. Sounds kinda retarded said like that but it's actually pretty tough to understand it fully.

Anyway check out those websites and if you have any tips or advices, let me know by dropping a comment.